Group Insurance and Benefits
Group Benefits and Insurance will protect both you and your employees, as well as increase the general well-being, happiness, and safety of your work environment. Your employees will be encouraged to make healthy choices and will be better protected against unexpected health events.
Group Benefits Plans can be customized, and coverage will vary based on budget, needs, and specific requirements. Here are some of the medical benefits that are common in a group benefits insurance plan:
- Professional/ Medical Services
- Medical Equipment
- Hospital Stay Coverage
- Ambulance Transportation by air or ground
- Emergency Medical Coverage – for out of province or out of country coverage
- Vision Care – including eye exams, glasses, contact lenses, and some corrective surgeries
- Extended Dental Coverage
- Prescription Drug Coverage
- Life and Critical Illness Insurance
- Trip and Travel Insurance
These include massage therapists, counsellors, psychologists, physiotherapists, chiropractors, speech therapists, acupuncturists, naturopaths, dieticians, audiologists, occupational therapists, and podiatrists.
These may include, among others: casts, splints, crutches, wheelchairs, orthotics, orthopaedic shoes, prosthetics, hearing aids, and diabetic supplies.
FTIC can help you determine the ideal plan for your business, suiting your unique requirements. Contact us today!
Frequently Asked Questions
Are part-time employees covered?
This depends on how many hours they work. In most cases, those working over 20 hours will be covered. Extended plans are available for greater coverage.
How will providing group benefits for my employees help me?
First, it will help you attract new employees and retain key personnel. It will also go a long way in increasing the happiness, and therefore the productivity, of your workers. Additionally, it will save you on taxes - the premiums are tax-deductible!