Health and Dental Benefits
Everyone needs medical care. Thankfully, a portion of this care is provided by our provincial governments. However, plans such as OHIP leave much of the costs to the individual. Dental, optical and drug costs are not covered, in addition to chiropractic and dermatological care. Many other tests, examinations and procedures are excluded, too. When adding up these costs for an entire family, the tally can be insurmountably large.
A medical insurance plan will cover all the basics, including dental and drug, with many optional additions catered specifically to your needs. A comprehensive plan can cover all of your health needs including, chiropractic and psychiatric care, vision care, physiotherapy and massage, nursing, prosthetics, hospital expenses and more. You will have the peace of mind knowing your family is taken care of.
Frequently Asked Questions
What benefits does plan include?
Coverage includes registered specialists and therapists (such as massage therapists, naturopath and chiropractic services), prescription drugs, dental services, homecare and nursing, prosthetic appliances and durable medical equipment, accidental dental, hearing aids, ambulance services and the Lifeline® Emergency Response Service, among many others. Your plan also gives you access to support and expertise through Healthcare Online**.
Why should I have individual health & dental insurance?
Individual health and dental insurance is ideal if you change careers, lose your job or retire and your employee health benefits are ending. With FollowMe, you “own” your plan so you can keep it as long as you and your family need it.
Do I have to be in a good health and under certain age to apply?
No. With FollowMe plan you get guaranteed acceptance if you are eligible and apply within 90 days of your employee benefits ending and you do not need to complete a medical questionnaire at the time of application.
FollowMe Plans Coverage Includes
|Dental||Not covered||Not covered||Year 1: $700/year||Year 1: $800/year|
|Year 2: $850/year||Year 2: $1,000/year|
|Year 3+: $1,000/year||Year 3+: $1,500/year|
|Extended health care||$100,000/lifetime||$200,000/lifetime||$200,000/lifetime||$300,000/lifetime|
|Flexcare Plans||Prescription Drugs||Dental||Vision Care||Extended Health Care|
|DrugPlus Basic||$5,000||Not covered||$250/2 years||$250,000 Lifetime Maximum|
|DrugPlus Enhanced||$10,000||Not covered||$250/2 years||$250,000 Lifetime Maximum|
|DentalPlus Basic||Not covered||Year 1: $575/year||$250/2 years||$250,000 Lifetime Maximum|
|Year 2: $750/year|
|DentalPlus Enhanced||Not covered||Year 1: $840/year||$250/2 years||$250,000 Lifetime Maximum|
|Year 2: $920/year|
|ComboPlus Starter||$525||$400||$150/2 years||$250,000 Lifetime Maximum|
|ComboPlus Basic||$5,000||$750||$250/2 years||$250,000 Lifetime Maximum|
|ComboPlus Enhanced||$10,000||$920||$250/2 years||$250,000 Lifetime Maximum|